A professional indemnity policy provides protection for you or your businesses in respect of a legal liability arising from a conduct issue during the course of your work or the practice of your business.

The sort of things you would be covered for include;

Settlements by or judgements against you or your business arising out negligent advice or services.

Legal costs and expenses associated with defending a claim.

Also included may be;

Defamation

Liability arising from a previous business or occupation

Loss of documents

Breach of confidentiality

Automatic reinstatement of policy limits

Liability or loss through dishonesty by employees