If you're buying a home, your mortgage won’t be approved without insurance. This guide explains why it matters, what to look for, and how to get the right cover in place before settlement day.

It’s widely known that lower levels of cholesterol can help us prevent health problems, but what is cholesterol? And how can we lower our cholesterol levels to keep ourselves healthy?

With the end of June rapidly approaching, it’s that time of year again when you have the chance to boost your KiwiSaver account with a generous $521 from the government. This annual boost is often referred to as the "member tax credit" or government contribution, and it’s a fantastic way to give your retirement savings an extra boost. But you need to make sure you’re eligible to get the full amount—let’s take a look at what you need to know to make sure you get your full entitlement.

As the days get shorter and the nights get colder, keeping your home warm and cosy becomes a priority. But let's face it, winter heating can put a serious strain on your wallet. That’s why we’ve put together some tips to help you and your family keep warm and comfortable this winter—without blowing the budget.

Now that winter has started, shorter days and cooler weather can bring a shift in mood for many. The good news is that by recognising these seasonal cycles and adapting your routine, you can maintain good balance and stability throughout the year.

Did you know that in 2020, Kiwis collectively lost almost $19 million to online scams? Despite being generally tech-savvy, people often fall prey to scams that range from phishing schemes to identity theft. At Union Plus, we understand the importance of safeguarding your financial well-being, so we’ve put together a helpful guide on the most common online scams in New Zealand and how to avoid becoming the next victim.

The holiday season is a time for joy, connection, and celebration, but it can also bring us financial stress, especially amidst the ongoing cost-of-living crisis. With rising expenses for groceries, travel, and gifts, holiday budgets can quickly spiral out of control.

Our team of friendly advisers at Union Plus break down the key factors to consider when choosing an insurance policy, along with a handy checklist to ensure you get the coverage you need.

With the cost of living creeping ever higher, it’s great to see that a number of New Zealand’s top insurance providers are offering extra financial relief to Kiwis who sign up for insurance. Let’s take a look at what’s on offer.

Bowel cancer is a significant health issue in New Zealand. Each year, more than 1,200 Kiwis die from bowel cancer, and over 3,000 are diagnosed with it. It is the second most common cause of cancer deaths in the country, with New Zealand having one of the highest rates of bowel cancer in the world. The good news is that bowel cancer is highly treatable if caught early. That's why getting screened is crucial.

Men's Health Week is an excellent opportunity to highlight the unique challenges men face regarding their health. Discomfort with medical check-ups, societal pressures, and stigma around seeking help often prevent men from prioritising their wellbeing. That’s why we’ve put together some helpful tips to kickstart your health journey or support the men in your life in doing so.

There have been some encouraging trends in the KiwiSaver arena lately, particularly in how investment strategies are evolving to prioritise ethical considerations. This marks quite a shift in how funds are being managed, reflecting more of a move towards responsible investing.

Given that nib currently has a limited time offer on health insurance for pre-existing conditions, let’s look at how their Easy Health, Ultimate Health and Ultimate Health Max policies can cover many of your pre-existing conditions after an applicable waiting period.